Private Money Loans

Private Money Loans Made Fast and Hassle-Free

Private Money Lenders focus on funding Equity-Based deals fast through custom designed financing structures for Residential, Multi-Family, Land, Commercial and Construction loans.

IndyBanc partners with nationwide Private lenders who believe in "Make Sense" underwriting rather than just looking at ratios and numbers. They have flexibility banks don't have, they see opportunities where banks see problems and they work relentlessly to get your funding fast!

Eligible Property Type: All property types are considered including vacant or distressed

Eligible Borrowers: owners (including non-owner occupied/investment), sole proprietors, LLCs/corporations, trust (living/non-revocable)

IndyBanc is an Equal Opportunity Broker. We conduct business in accordance with Federal Fair Lending Laws and the Equal Credit

Opportunity Act. EIN: 81-1805114 • DUNS: 049369496 • BBB: 90185636

Call us today at 713-539-1060
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Program Highlights: No Fico Needed, No New Appraisal, No Pre-Pay, Stated No Doc Sisa, Interest Only Option, Max 75-80% LTV, BK OK, repos, past foreclosure or bailout are OK. Property in Probate/Trust is OK.
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Purchase Money
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Refinance or Cash out (No Cap)
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LTV up to 70% (higher possible case-by-case); loan terms: 1–7 years
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Interest only or amortized over 30/40 years; rates from 7.99%–11.99% risk-based; no  prepay penalties in most cases, interest-only option available
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Cross-collateralization allowed on higher loan amounts.
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No upfront fees
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Programs allow 100% CLTV, no title seasoning, next-day value possible, non-recourse
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Flexible documentation (“stated,” SIVA, NO DOC, SISA), no reserves or ratio needed
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No appraisal needed (old/desk review OK)
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No minimum or maximum loan amounts
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Closings in as little as 7 days

Ready to Structure Your Loan for Success?

If you are self-employed and looking for funding, refinancing, or better loan terms, our team is ready to guide you. Proper structuring is the difference between denial and approval.

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