Residential Property Financing

Residential Property Financing That Closes

Frustrated by slow approvals? The problem may not be you; it is in the way your file was structured, and you may have applied to the wrong lender.

Whether you are buying, refinancing, or investing, property financing requires strategic positioning. Many self-employed borrowers face challenges due to complex income and tax situations.

Eligible Property Type (Non-Owner-Occupied only) 1-4 families, mobile or manufactured homes with foundation, condos, farmhouses, house on large acreage… and more.

IndyBanc is an Equal Opportunity Broker. We conduct business in accordance with Federal Fair Lending Laws and the Equal Credit

Opportunity Act. EIN: 81-1805114 • DUNS: 049369496 • BBB: 90185636

Call us today at 713-539-1060
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While most lenders and mortgage companies require 2-years tax returns as proof of income, Indy Banc can get you approved for a loan using any of the following Alt income documentation:
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1 year tax return
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2 years tax returns
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12–24 months bank statements, personal or business accounts
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12–24 months P&L statements
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Gig Qualifier for 1099 freelancers or independent contractors
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Asset Qualifier: Including money market accounts, stocks, bonds, mutual funds, crypto, and retirement assets.
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Investment property income
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No income no assets
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Stated income stated assets

Ready to Structure Your Loan for Success?

If you are self-employed and looking for funding, refinancing, or better loan terms, our team is ready to guide you. Proper structuring is the difference between denial and approval.

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