Nature of Services
IndyBanc operates as a nationwide mortgage broker, holding approval and contractual agreements with numerous lending institutions, bankers, and wholesale lenders.
IndyBanc does not make loan decisions, set terms, or guarantee loan approvals. All loan approvals and credit decisions are made solely by the lenders.
IndyBanc is not required to obtain a license in most states; however, where licensing is mandated for certain types of loans, we may refer your loan to a licensed broker in compliance with state regulations.
IndyBanc may receive compensation from both borrowers and lenders for its services.
No Advice
Information provided by IndyBanc is for general informational purposes only and does not constitute legal, financial, tax, or investment advice. You should consult licensed professionals for guidance.
Third-Party Relationships
IndyBanc works with independent lenders, banks, mortgage bankers, appraisers, and other third-party service providers. Any agreement or transaction is between you and the third-party provider. IndyBanc is not responsible for their actions or performance.
Limitations of Liability
To the fullest extent allowed by law, IndyBanc shall not be liable for any direct, indirect, incidental, consequential, or special damage arising from your use of the Services or any third-party services.
Indemnification
If you hire IndyBanc to secure a loan for you, you agree to indemnify and hold IndyBanc, its affiliates, officers, and employees harmless from any claims, damages, or losses arising from your use of the Services or violation of these Terms.
Governing Law
These Terms are governed by the laws of the State of Texas. Any disputes shall be resolved exclusively in courts located in Harris County, Texas.
Changes to Terms
IndyBanc reserves the right to modify these Terms at any time. Continued use constitutes acceptance of the updated Terms.
